Thu
20
Dec
Car Insurance Accident Statistics

This is a touchy issue for some gender protection groups, but the data and the findings in this report are based on factual data and not on speculation and discrimination driven prejudice. The old stereotype, that women are far worse drivers than men still stands (whether we like it or not) to this day. But, the data gathered from car insurance companies show that it isn’t so. The data of Car Accidents reported states that men of a certain age group are more likely to get into a serious car accident than women are.

It is estimated that over Twelve (12) Million people are either involved or killed in Car accidents in the United States annually and most of those involved are men. The fact is, if a man and a woman apply for car insurance coverage, it is likely that the man will have a higher quote from the insurance company. It does not matter if both have the same credit ratings, the same salary level, the same age or even the same car; men are still more likely to get a higher quote. That is because Insurance Companies believe that men are more likely to get into major accidents than women.
This is however only applicable to a certain age group and that is Sixteen (16) to Twenty Nine (29) or puberty to the middle young adulthood. Past the age of Thirty (30) the rate of car accidents between men and women tend to even out and both can generally be involved in the same types and severity of car accidents.

So, what are the reasons why most men from a specific age group have a higher tendency to get into more serious accidents than women from the same age group? The reason for this is greatly attributed to hormonal changes and the impulsiveness that is seen in men. Now, you are probably saying, here comes the gender bias. It may be so, but these are just conclusions given to explain the phenomena where men have a higher tendency to meet car accidents than women do at a certain age.

It is believed that younger men, those that are experiencing puberty have a tendency to be more reckless and daring than their female counterparts. The urge to please and impress their peers is strong in this age and it may lead to “not so wise” activities. The patterns seem to follow men till they are in their late Twenties. Not to be ignored of course is the involvement of factors that affect both the male and the female gender and that can include alcohol and drug use.

The demographics is showing some changes however. Each year younger women are getting more involved in car accidents as more of them are getting their licenses at a younger age. It also shows that more women are ridding themselves of old stereotypes and are getting bolder behind the wheel. It is a possibility for the time to come that the differences may equal and at some point women may even surpass men in this category. 

Share Car Insurance Accident Statistics and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • del.icio.us
  • Technorati
  • StumbleUpon
  • Spurl
  • Simpy
  • Reddit
  • Furl
  • Netscape


Author:
Car Insurance Accident Statistics
Time:
Thursday, December 20th, 2007 at 11:09 am
Category:
Car Insurance Accident Statistics
Comments:
You can leave a response, or trackback from your own site.
RSS:
You can follow any responses to this entry through the RSS 2.0 feed.
Navigation:

Leave a Reply

You must be logged in to post a comment.